Remoto: Trabajo híbrido

CONSULTANT LEAD:Design and evolve complex payment product architectures for an international technology organization applying extensive experience in payments platforms to deliver secure scalable and compliant solutions that support strategic business growth.Collaborate with cross functional teams in a hybrid work model to optimize product performance and create measurable value for clients and end users. In Madrid.Experience : 10 - 13 yearsDomain Skills:Cards & PaymentsTechnology : Custom Service 7. Shift : Day 8.ResponsibilitiesDrive end to end payment product architecture definition that aligns with enterprise standards regulatory expectations and performance objectives for integral payment solutionsDesign scalable and secure solution blueprints for payments processing that address authorization clearing settlement and exception handling with high reliabilityGuide product teams on how to decompose payment product requirements into modular services that can be developed tested and deployed independentlyCollaborate with business stakeholders to translate complex payments product needs into clear architectural decisions and technology roadmaps that support future enhancementsReview solution designs produced by engineering teams to ensure strict adherence to defined payments architecture patterns coding practices and integration standardsEvaluate new technologies frameworks and third party payment services to determine architectural fit and long term value for the organization and its clientsWork closely with security compliance and risk teams to embed strong controls for fraud prevention data protection and regulatory reporting in all payment product designsPartner with infrastructure and operations teams in a hybrid work environment to optimize system performance capacity planning and observability for payment transaction flowsCreate and maintain comprehensive architecture documentation including context diagrams data flow diagrams and interface contracts for payments componentsProvide expert guidance during production incidents related to payment products by analyzing architectural dependencies and recommending sustainable remediation actionsMentor senior engineers on payments domain patterns including message formats routing rules clearing cycles and exception workflows to raise overall capability of the teamEngage with client facing teams to explain architectural decisions in accessible terms that demonstrate reliability scalability and business value of the payments platformAlign solution design with sustainable engineering practices so that payment products minimize operational overhead and support efficient change management over timeQualificationsExhibit deep hands on experience in payments product architecture including transaction routing authorization risk checks and settlement across diverse channelsApply strong understanding of cards and payments domain concepts such as issuer acquirer switch schemes wallets and tokenization to design effective product capabilitiesDemonstrate proven experience of ten to thirteen years in architecting complex enterprise grade solutions ideally centered on large scale payment systemsUtilize solid knowledge of integration patterns for payment gateways apis message queues and batch processing to enable reliable connectivity with internal and external partnersShow proficiency in working with relational and non relational data stores for transaction data reconciliation data lineage and analytics focused on payment productsOperate comfortably in a hybrid work model collaborating across locations time zones and functions using modern collaboration tools and structured communication practicesApply strong communication and documentation skills to clearly articulate architectural options risks trade offs and recommendations to technical and non technical audiencesDisplay familiarity with modern engineering practices including api first design microservice oriented architectures automated testing and continuous delivery within payment ecosystems#J-18808-Ljbffr

📌 Consultant Lead (M) (España)
🏢 Cognizant
📍 España