Job Title: SR.
Analyst/Associate Structured Receivables Location: Boadilla (Madrid) Responsibilities Structuring and execution of structured trade receivables deals across all geographies with the focus on a diversified portfolio of trade receivables using different mechanisms and models to mitigate portfolio risk.
Business origination: assist in the origination of structured trade receivables transactions across different countries.
Support on the approval process with the risk department, negotiation of the legal documentation with all the different stakeholders and communication with brokers and insurance companies.
New product development in a fast, path?work environment within our trade receivables franchise.
Support on strategic projects within the investment franchise by managing dialogue with Private Equity firms, including full ownership on the origination, structuring and execution of the underlying transactions.
Qualifications Professional Experience: 3+ years in trade receivables portfolio analysis, experience in the insurance industry, credit underwriting and a solid understanding of trade credit insurance policies desirable, including a documented track record of structuring these transactions from an investment banking background.
(Required) Education: Economics, Finance, Engineering, Mathematics or other related degrees.
(Required) Languages: Spanish, English.
(Required).




Knowledge of a third language will be positively valued (Preferred).
Hard Skills: Knowledge of trade receivables products, IFRS/US GAAP accounting treatment, insurance market, securitization documentation; strong analytical and financial modeling skills (including cash flow modeling and data analysis) and excellent knowledge of applicable regulatory framework will be valued.
Benefits Global opportunities and broad career paths.
Hybrid working model with adaptable hours.
Access to hundreds of courses on our platforms, including exclusive access to Santander Open Academy.
Highly competitive salary with performance?based bonuses.
Preferential banking terms, special interest rates on loans, life insurance, and more.
Wellness programs: BeHealthy, holistic wellbeing.
Childcare support and family?friendly programmes.
Legal, emotional, and administrative advisory services via Santander Contigo.
Gym/Well Hub membership, medical centers, meal subsidy, parking, shuttle service from various points in Madrid and exclusive discounts and offers for employees.
EEO Statement Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation.
We are committed to providing an inclusive and accessible application process for all candidates.
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📌 Sr. Analyst/Associate Structured Receivables (España)
🏢 Santander Corporate & Investment Banking
📍 España