Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Commercial Lending Management (CLM) is an integral part of the Institutional Credit Management (ICM) organization. CLM’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner of both CCB Business and Independent Risk areas, thus to ensure the safety and soundness of lending across CCB. CLM Credit Analysts/Underwriters are responsible for a portfolio of CCB Relationships, owning the Credit Risk Analysis for those relationships and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Interims Reviews, Classified Credit Memos (if applicable) and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing. A CLM Credit Analyst is expected to have a deep understanding of credit risk, Citi’s internal policies and procedures and different industries fundamentals. With minimal supervision from CLM Head is able to carry thoughtful conversations with Independent Risk and Business Coverage partners. Applies analytical thinking of data analysis tools and methodologies and pays attention to detail when making judgments and recommendations based on the analysis of information. Is able to communicate potentially complex/sensitive information. Develops duties following high quality standards and in acceptable turnaround time.

Responsibilities

- Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.
- Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.
- Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.
- Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.
- Perform industry and geographical research and other due diligence as needed.
- Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.
- Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.
- Other duties as required to support business unit and company goals.

Qualifications

- 2-5 years relevant experience in credit risk management or equivalent training and experience preferably in the financial services industry.
- Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.
- Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
- Well-developed analytical skills, including understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.
- Sets the standard for industry research capabilities,



including risk and key drivers.
- Consistently demonstrates solid and concise written and verbal communication skills in English and Spanish.

Education

Job Family Group : Risk Management- Job Family : Credit Decisions- Time Type : Full time- Most Relevant Skills Analyic Chieved Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. - Other Relevant Skills : For complementary skills, please see above and/or contact the recruiter. View Citi’s EEO Policy Statement and the Know Your Rights poster.

SAP FSCM Credit Management: Transformation Analyst

Itps

$ 900.000 – $ 1.500.000

Associate Credit Analyst - Moody's Local

Moody's Local

$ 850.000 – $ 1.100.000

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each...

Ib Credit Risk Analyst

Credit Risk AnalystAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. Kick start your career as an Analyst in the Credit Risk function, where you'll identify, measure, limit, manage, and monitor credit risk...

Buenos Aires Global Credit Markets Analyst

A leading financial services firm in Buenos Aires is seeking an analyst to join their Credit Markets team. The successful candidate will conduct in-depth analysis of financial assets across various industries. Required qualifications include a Bachelor's degree in a...

Buenos Aires is one of JP Morgan's key strategic hubs with over 3,500 employees supporting different areas like Operations, Technology, Finance, Credit Risk, Human Resources, Legal... among others, providing value-added services, products and solutions to our clients...

Hilton

JOB DESCRIPTIONJ.P. Morgan’s Wholesale Banking business (Corporate & Investment Bank and Commercial Bank) is a global leader across banking, markets and investor services. The world’s more important corporations, governments and institutions entrust us with their business...

Associate Credit Analyst: AI-Driven Risk in LATAM

PassFort

Moody's Local is seeking an Associate Credit Analyst in Buenos Aires, Argentina. In this role, you will conduct comprehensive credit analysis of financial institutions across Argentina and Uruguay, contributing to accurate ratings and insightful market research.The ideal...

Senior Credit Risk Analyst - Leveraged Healthcare

$ 900.000 – $ 1.300.000

JPMorganChase is seeking an experienced risk professional to manage large, diversified credit portfolios within Risk Management and Compliance. You will track exposures, perform stress tests, and develop independent credit opinions to guide risk decisions.The role...

Credit Risk Analyst - Ratings & Research Support

Moody's Investors Service

$ 1.000.000 – $ 2.000.000

Moody's Investors Service is seeking a candidate to support credit analysis and research across a diverse issuer base. You will conduct financial analysis, forecast, and contribute to ratings,



research, and stakeholder engagement activities.The role emphasizes...

Senior Infrastructure Credit Analyst - Global Ratings

Dormont Manufacturing Co

$ 950.000 – $ 1.200.000

Dormont Manufacturing Co in Buenos Aires seeks a Senior Analyst for their Infrastructure team to manage a diverse portfolio of credits. The role demands analytical expertise, direct client interactions, and strong financial analysis skills.Ideal candidates will have 3+...

Personify Health

JOB DESCRIPTION J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets and investor services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. The Wholesale Bank...

Credit Risk Analyst - Consumer, Healthcare & Retail

Clayton Careers

JPMorganChase in Argentina seeks a Credit Risk Analyst for Consumer Healthcare and Retail to assess, quantify, and monitor credit and counterparty risk across industries, clients, geographies, and transaction types.You will apply analytical and modeling skills, develop...

Citi

The GSG Latam Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations....

Credit Risk Analyst: Portfolio Insights & Decisions

Credit Risk AnalystAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. Kick start your career as an Analyst in the Credit Risk function, where you'll identify, measure, limit, manage, and monitor credit risk...

Credit Risk Analyst - Consumer Healthcare and Retail

Clayton Careers

Credit Risk Analyst - Consumer Healthcare and RetailJPMorganChaseCredit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit risk is defined as the risk of loss arising from the default...

Associate Credit Analyst - Moody's Local

PassFort

Associate Credit Analyst - Moody's LocalAt Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—for the freedom to exchange...

Moody's Local

$ 850.000 – $ 1.100.000

Moody's Local in Buenos Aires is seeking an Associate Credit Analyst to support credit assessments and analysis for a dynamic team in Argentina. The adecuado candidate will have a background in finance and strong analytical skills, assisting in preparing financial models and...

Hilton

JOB DESCRIPTIONJ.P. Morgan’s Wholesale Banking business (Corporate & Investment Bank and Commercial Bank) is a global leader across banking, markets and investor services. The world’s more important corporations, governments and institutions entrust us with their business...

Personify Health

JOB DESCRIPTION J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets and investor services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. The Wholesale Bank...

PassFort

$ 900.000 – $ 1.400.000

Moody’s is seeking a qualified candidate to support credit risk analysis, financial statement review, and market trend research within the Ratings & Research Support team. You will work with senior analysts to deliver insights, prepare materials, and engage with issuers and...

#J-18808-Ljbffr

📌 Clm Credit Analyst (Coristanco)
🏢 Traba
📍 Coristanco