Credit Risk Specialist fluent in English and Spanish

Great opportunity to boost your career!

Our client is a leading international company operating in the premium beauty and fashion industry, with a strong presence across global markets. The organization is recognized for its iconic brands, innovation, and commitment to excellence, offering a dynamic and fast‑paced environment for professionals looking to grow their careers in a highly competitive sector.

Mission

You’ll be responsible for managing and monitoring customer credit risk within the global financial services team. The role focuses on assessing creditworthiness, defining credit limits, and ensuring compliance with global credit policies, while supporting business growth and minimizing financial exposure.

The team's objective is to reduce bad debt risk and optimize trade receivables, while partnering with commercial and finance teams across different markets.

Functions and Responsibilities

Assess and review customer risk profiles and credit limits

Ensure the implementation and enforcement of integral credit policies across all subsidiaries

Manage relationships with credit insurance providers and oversee insurance coverage

Monitor credit limit utilization and blockages, and take appropriate action





Make credit decisions within assigned authority levels

Act as a key point of contact for Customer Service and Commercial teams to communicate credit decisions and ensure timely review of new customers

Regularly liaise with Finance Directors, General Managers, and Commercial Directors within local credit committees

Plan and coordinate quarterly credit review activities

Prepare reports and presentations for top management on credit risk exposure and status

Manage claims processes with credit insurance companies

Benefits

Flexible working hours: start time between 7:30 and 10:00

Hybrid work policy: 3 days in the office and 2 days remote

Subsidized canteen offering a full menu for €3.60 (deducted directly from payroll).

On-site gym, plus guided classes outside working hours for €18/month.

Parking available.

Flexible compensation plan including private health insurance, transport card, and childcare vouchers (paid through payroll).

Pension plan with Banco Santander (fully transferable to the employee upon departure).

Employee e-shop with discounts on company products.

Christmas gift box with company products valued at over €1,000.

Remote work allowance of €200 during the first month.

📌 Credit Risk Specialist fluent in English and Spanish (Madrid)
🏢 Page Personnel
📍 Madrid