Overview We’re on a mission to make money work for everyone. We’re moving away from the complicated and confusing ways of traditional banking. Since starting as a prepaid card, our product offering has grown in the UK to include personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards.

We offer ways to save, invest, and combine pensions, with more exciting plans ahead. Our hot coral cards, get-paid-early feature, financial education on social media, and award-winning customer service have helped us create moments for our customers. We’re not about selling products — we want to solve problems and change lives through Monzo.

Location: Barcelona, Spain | Base salary depending on experience plus incentive awards and benefits. Hybrid model: 3 days a week in the office.

About our Data Science Teams We’re looking for a Senior Product Data Scientist to help build the bank of the future. You will have the opportunity to boost user engagement and help create a bank that customers truly love.

At Monzo, we aim to build a bank that is fair, transparent, and delightful to use. We’re growing quickly with over 15 million UK customers. Our product is popular, and more than 80% of our growth comes from word of mouth and referrals.

We have a strong culture of data-driven decision making and real-time analytics. All data lives in one place and is easy to use.



About 90% of day-to-day data-driven decisions are supported by self-serve analytics through Looker, enabling data scientists to focus on higher-impact questions.

How we hire We’re expanding and hiring for multiple roles across our Data Science teams. Roles may span Borrowing, Growth, Payments, Fincrime, Wealth, or Core. We seek talented individuals with versatile skills to contribute across squads.

Teams are allocated after interviews, with the goal of matching your skills and aspirations to the most suitable role. You will meet team members from across our Data Science collectives who will guide you through opportunities. Join us and help shape our future.

Your day-to-day

Apply your expertise in quantitative analysis, data mining, and data presentation to understand how users interact with our products and how insights inform product strategy.

Guide and enable product teams to measure what matters; initiate or help run A/B experiments to drive continuous improvement.

Collaborate with the finance team to develop a unified understanding of lifetime value and how features impact user profitability.

Liaise with engineers to ensure we collect the right data to produce relevant business insights.

You should apply if

You're impact driven and eager to have a positive impact on the company, product, users, and colleagues.

You're commercially minded and can translate numbers into business implications.

You’re comfortable both hands-on and able to think strategically.

📌 Senior Data Scientist (Madrid)
🏢 EngineersOfAI
📍 Madrid